We have all seen the scenario in a movie. A lone person witnesses an unidentified flying object on a country road. Without another witness or photographic evidence those experiencing such a close encounter may be reluctant to report it for fear of facing ridicule.
The question of whether or not we are alone is the source of scores of different opinions from thoughtful people. But if you are alone when involved in an automobile accident caused by someone who flees the scene you may be barred from making an uninsured motorist claim absent a statement from a witness that viewed the wreck.
Generally speaking, if there is a collision and it can be shown that your automobile collided with another one can still file an uninsured motorist claim. But oftentimes and accident is caused by a car that literally runs another car off the road without physical contact being made between the vehicles. Absent physical contact most uninsured motorist policies will not pay for personal injuries of their insured without another witness who will give a statement that the accident was caused by another car. The reasoning behind this is to avoid a person in a one car accident falsely pinning fault on a phantom driver that did not exist.
In all cases involving an automobile accident having a third -party witness is key. Oftentimes a witness will leave the scene of an automobile accident before the police arrive. For those who are in physical condition to do so it is very important to obtain the name, phone number and tag number of any witnesses who stop at the accident scene. The same can be shared with law enforcement and one’s lawyer to follow up with to get their statement.
The truth is out there regarding the actions of hit and run drivers. However, one must prove what the truth is with evidence. If no witness is produced when another car runs you off the road without hitting you, your claim will vanish at the speed of light.
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